FAQs: Your Real Estate Closing Questions Answered

We order the title search and prepare all closing documents. We ensure both the lender and the title company’s documents are properly executed and that documents are recorded in the county’s official records. We hold any earnest money and disburse funds in accordance with the closing statements. Finally, we issue a clear title policy to buyers and lenders, free of any title issues or encumbrances.

Simply Close Title provides you the peace of mind of knowing you are selling or purchasing a property that is free and clear of all liens, judgments, mortgages, or any clouds on the title. We make sure all required documents are executed at closing and issue a policy protecting you against possible claims.

• Once the parties have a fully executed contract, it is sent to our office for review
• We review the contract and order the title search.
• The buyer sends us the escrow deposit, which is held in our escrow account and applied according to the contract.
• We contact current lenders for payoff quotes, coordinate with HOAs and surveyors, and organize lender documents.
• We prepare and conduct a timely closing document signing.
• Once all necessary paperwork is completed, we disburse the funds we are holding to the seller and any vendors used.

Our goal is to make the closing process easy for you — our client. We promptly respond to your calls or emails, provide insights on the process and status, and ensure all parties are informed of potential delays. From contract to close, we manage all aspects, including document prep; lender, homeowner, and association coordination; and more. Our flexible options include in-person, mobile notary, and remote online signings. We can do closings anywhere in Florida.

Title searches can reveal potential issues needing correction. For example, there may be errors in previous deeds, encumbrances liens, judgments, or second mortgages that are unknown by the seller. A previous owner may have passed away, and the property may need to go through probate prior to closing.

Regular updates are one of the hallmarks of Simply Close Title’s service. You should expect prompt acknowledgment of receipt of the contract, earnest money deposit, and any addenda to the contract. We also send updates to the buyers, sellers, and respective agents as the file is opened when title searches are complete, commitments are prepared, and if any additional information is required. You can also log into our secure portal to see a tracker showing major updates in the closing process. Finally, you can email or call us to discuss the status of your closing.